Medicare Open Enrollment is here and the next year will bring more changes than people expect. 📌 Plan Terminations A few plans are being removed from the area. When this happens, Medicare puts you back on Original Medicare if you do nothing. Most people lose benefits without realizing it. 📌 Network and Benefit Shifts PPOs are trending down in many counties. HMOs are improving with stronger doctor networks and richer benefits. A lot of the old worries like referrals and travel restrictions just