Big news Fannie Mae is removing minimum credit score requirements starting November 2025 No more 620 rule Instead of judging you by a number they will look at your full financial picture This could open doors for first time buyers or anyone with limited credit history since rent and utility payments can finally help you qualify | Kyle Koller - UMortgage
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🏡 Home-buying just got more inclusive – as of Nov 16 2025, Fannie Mae’s underwriting engine will no longer require a minimum 620 credit score to be eligible. 🔍 It’s less about the single number now and more about the full financial story — reserves, debt, income, alternative credit history all now play a bigger role in eligibility. 📈 Big opportunity: this change opens doors, but approval still depends on overall strength — so get those assets, employment, and payment history lined up! Ready t
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