Aug 21, 2025 · Learn about amortized loans, including their definition, payment schedules, types, and how to calculate them, with real-world examples to help guide your financial decisions.

When you amortize a loan, you figuratively “kill it off” by paying it down in installments, an idea reflected in the etymology of amortize.

AMORTIZED definition: 1. past simple and past participle of amortize 2. to reduce a debt or cost by paying small regular…. Learn more.

Oct 17, 2025 · Amortization is the regular, fixed reduction in value of something over time. In finance, amortization commonly comes up in 2 main ways: with debt and with assets. With debt, you might …

This amortization calculator returns monthly payment amounts as well as displays a schedule, graph, and pie chart breakdown of an amortized loan.

Mortgage amortization describes the process of paying off your loan in installments over time. If you’re taking out a fixed-rate mortgage, you’ll know exactly how much you’re going to pay in one...

AMORTIZE definition: See examples of amortize used in a sentence.

Aug 7, 2025 · In financial accounting, amortization is the practice of spreading the cost of an intangible asset over its useful life -- things like patents, franchise agreements, costs of issuing bonds, and...

Amortization or amortisation may refer to: The process by which loan principal decreases over the life of an amortizing loan Amortization (accounting), the expensing of acquisition cost minus the residual …

Jul 15, 2025 · With an amortized loan, principal payments are spread out over the life of the loan. This means that each monthly payment the borrower makes is split between interest and the loan principal.