May 20, 2024 · Many people retire at 62 because that’s the earliest you can collect Social Security retirement benefits. But just because you can claim monthly benefits at 62 doesn’t always …

Dec 11, 2025 · Calculating your break-even age can help you determine which Social Security claiming strategy will pay the highest total benefits over your lifetime.

Oct 10, 2018 · By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit. If you were born in 1964 or later, for instance, filing at 62 could reduce …

Apr 16, 2025 · Learn the rules of Social Security Spousal benefits and how to maximize your monthly payments based on your spouse's or ex-spouse’s earnings.

Dec 5, 2025 · If your mate isn’t yet on Social Security, you can claim your retirement benefit at 62 (or later) and switch to spousal benefits when they do file.

Oct 10, 2018 · If you file early and retire, you’ll be stuck with permanently reduced Social Security benefits. The financial implications can be huge.

Apr 16, 2025 · The basics of social security retirement benefits, including how benefits work, how payments are calculated and awarded, and what you need to apply.

Oct 10, 2018 · Social Security spousal benefits are reduced based on how far you are from full retirement age when you claim them. Read to learn more.

Oct 10, 2018 · So, if you retire at, say, age 62 and 6 months, your benefit is, in effect, prorated — you are credited for waiting six months after becoming eligible. If you were born in 1960, that …

Jul 8, 2025 · The new deduction does not affect tax status for more than 13.1 million Social Security beneficiaries who are under 65, including those who claimed retirement benefits at …