A borrower goes into default when they miss credit card payments for over 180 days, roughly six months. When there is a failure to pay over such a long period, banks generally take this as a sign that ...

While a balance transfer credit card has its risks, it can help you avoid interest charges when chipping away at your debt.

Total U.S. credit card debt fell 12% at an annualized rate in November, a plunge not seen since the onset of the pandemic.

There are multiple ways to pay less interest on your credit card debt this year. Here are five to explore now.

For larger amounts of outstanding debt -- think in the $5,000 to $10,000 range -- a 0% APR balance transfer card can be ...