Dave Ramsey is notoriously anti-debt. On several episodes of his podcast, The Ramsey Show, the financial guru has encouraged ...

Even if your credit card doesn’t have an annual fee, you’re not entirely off the hook. For instance, if you consistently pay ...

Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

US Banks & Branch Offices used resources from the Consumer Financial Protection Bureau and other groups to learn about credit ...

Is Credit Card Debt Consolidation a Good Idea ... An introductory balance transfer offer can help you avoid interest temporarily, making it best for those who can pay off their balance before ...

In a separate column, guestimate what you spend on: Food Transport Entertainment Eating out and other expenses Kids and other dependants If this seems a bit overwhelming, then free debt charity ...

Credit card defaults are on the rise for Americans, reaching the highest level in 14 years. Here’s what you should know.

However, some credit cards allow consumers to make over-the-limit purchases, which may sound great if you’re at your credit ...

Zerodha’s Nithin Kamath discusses the surge in personal loans and credit card usage in India, pointing out the associated risks of over-borrowing and rising defaults. He emphasizes the need to manage ...

January can be a tough time financially, especially if holiday spending leaves you with some debt. If you’re struggling ...

It is important to always make at least the minimum payment on your credit card - but it is best to pay more than the minimum ...