Credit bureaus are regulated by the Fair Credit Reporting Act (FCRA), a federal consumer protection law. The FCRA is designed to protect your privacy and ensure your credit reports are accurate.

The Fair Credit Reporting Act (FCRA) and the Consumer Credit Protection Act (CCPA) both require fairness, accuracy and transparency in credit reporting, lending and debt collection. The FCRA gives ...

Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable ...

Overall, the CFPB alleges that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer Financial Protection Act (CFPA), both of which are designed to protect consumers ...

If you discover mistakes or questionable information, the Fair Credit Reporting Act (FCRA) gives you the right to dispute those issues with the appropriate credit bureau. Everyone’s credit ...

A class action is a type of legal action where a representative individual or group of individuals can bring a claim on behalf of a larger group or class who share a common legal interest.

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies ...

You are responsible for reading, understanding, and agreeing to the National Law Review's (NLR’s) and the National Law Forum ...

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued ...