The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

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On January 7, 2025, the CFPB announced the finalization of a rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., to prohibit the inclusion ...

Rep. Earl “Buddy” Carter has proposed eliminating the Internal Revenue Service (IRS) and replacing the current US tax code with a national consumption tax through a bill known as H.R. 25, the Fair Tax ...

In a clever bit of marketing, the sponsors dubbed it the Social Security Fairness Act. But the bill isn’t about “fairness ... That’s not smart or rational policymaking, let alone fair or just.

The Laken Riley Act would require ICE to detain immigrants without legal permission who commit theft-related crimes. The bill, named after a Georgia nursing student killed by an immigrant without ...

Overall, the CFPB alleges that Experian's practices violated the Fair Credit Reporting Act (FCRA) and the Consumer Financial Protection Act (CFPA), both of which are designed to protect consumers ...