The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

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Tennessee-based fair lending compliance reporting and analytics platform that helps lenders meet evolving regulatory requirements. No financial terms were disclosed. Previously a subsidiary of ...

On January 17, the CFPB issued a consent order settling allegations that a consumer reporting agency (CRA) violated the FCRA and engaged in ...

On January 16, the CFPB filed an amicus brief with the U.S. Court of Appeals for the Seventh Circuit, arguing that the FCRA disclosure ...

Late or missing payments have not been reported to credit reporting agencies and wages have not been garnished since the pandemic. Borrowers are designated as delinquent once they miss a payment ...

There are plenty of lenders offering personal loans for fair credit. Even though you may qualify for a loan with these lenders, the lower your credit score, the higher your interest rate will be.

The Tax Cuts and Jobs Act (TCJA) was a major overhaul of the tax code, signed into law by President Donald Trump in his first term on Jan. 1, 2018. The Senate passed TCJA on Dec. 2, 2017 ...

There are limitations as to what your employer can see under the Fair Credit Reporting Act, and they won't see your exact credit score. But with your signed permission, employers can legally ...

Still, there are personal loans you can get if you have a fair or bad credit score. Some lenders cater to applicants with lower credit scores in the poor range (below 580) to help them borrow ...