While there’s no guarantee of success, a well-written goodwill letter can persuade a creditor to make a positive adjustment ...

Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University. All credit cards let you spread your payments over multiple months. Even so-called “charge cards” ...

If you've ever missed a credit card bill payment, you may worry that a late fee is heading your way. Credit card late fees can currently cost up to $41, and although they may soon be capped at $8 ...

A good credit repair company should never ask for payment upfront, according to the Consumer Financial Protection Bureau, a government agency aimed at protecting consumers. Credit repair companies ...

As for your credit report, visit AnnualCreditReport.com and you'll get access to your credit report on file with each of those three credit bureaus. These are free to you once every week. Get a copy ...

Commissions do not affect our editors' opinions or evaluations. Credit repair companies can help people rebuild credit after setbacks. They can also help you correct errors on your credit report.

misreported late payments, and more. Credit repair companies then do the legwork to clean up those inaccuracies. They'll communicate with credit bureaus to dispute errors on your credit report and ...

She said she’s never missed payments, but some have been late. “I walk around with a ... the charge is based on JEA’s internal credit score. The utility starts customers at 1,000 points ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

Working with a credit repair company could provide some much-needed relief if you’re struggling with significant credit issues. Credit repair companies can identify and remove inaccurate or ...