Debt collectors must provide proof that a debt is valid. Otherwise, they have to stop their collection efforts.

There are a few routes your credit card company can take when you're late on payments — including selling the debt.

If one of your New Year's resolutions is to improve your credit card game, take note of your current debt or find a card with ...

Transform your financial health by consolidating debt and saving on interest with smart balance transfer strategies.

Margin debt can be a strategic tool for wealth building, if used responsibly and with proper safety buffers. Read more to see ...

The end-of-year holidays can be a particularly indulgent time, full of looser schedules, crowded dinner plates and, yes, overextended budgets. Americans were expected to spend $902 on average on holid ...

Christmas shopping has given close to two million Australians a debt hangover that many will spend months paying off.

To tap into generational wisdom, I asked millennial, Gen X and baby boomer financial experts about their early 20s and how ...

Keeping your credit utilisation lower is a key factor in getting loans. Read on to know more about the financial metric and how it impacts your borrowing ability ...

Income annuities offer a different route to retirement security. Instead of building the value of your savings, they provide a guaranteed monthly income which can be for life (the most popular option) ...

Financial experts have several methods to help clients pay down credit cards and set realistic spending plans for the future.

Remember, it’s not about how much money you make. Cash helps, but your habits make the biggest impact. If you want to learn ...