There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.

This surge in credit card utilization isn't merely a statistical concern, either — it represents real people making difficult ...

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

Is Credit Card Debt Consolidation a Good Idea ... consolidation loan options are unlikely to be effective. In this case, settlement might be a better option, but consulting a financial advisor ...

United Debt Settlement offers services for many different kinds of debts, including some credit card debt, auto loans, medical bills and business debts. If your debt amount is relatively low ...

But if you're not keen on lowering your debt through debt settlement, the company can help you consolidate your credit card debt if your total credit card debt exceeds $10,000. Accredited Debt ...

Credit card debt can be a tough problem to solve. And when you're researching solutions, you may come across certain ones that sound vaguely similar. Debt settlement and debt consolidation might ...

Learn how to get out of debt in 2025 by following these four steps, starting with knowing what you owe and committing to a ...

The FTC is sending more than $5 million in refunds to victims of a “deceptive" credit card debt relief scheme. Here's what to ...

Americans carry an average credit card balance of $6,300. If you are looking to shed the debt in 2025, it’s important to understand the relief options available.

In this challenging environment, credit card debt settlement — also referred to as credit card debt forgiveness — can be a potential lifeline, as it can reduce what you owe in return for a ...

It offers free credit card debt relief consultations. According to National Debt Relief, clients who complete its debt settlement plan can reduce their enrolled debt by an average of 20% to 25% ...