There are times when it makes sense to deny a debt settlement offer, but there could be repercussions for doing so.

This surge in credit card utilization isn't merely a statistical concern, either — it represents real people making difficult ...

These include negotiating with your credit card issuer, taking out a personal loan, or making lump-sum payments to settle your existing debt. Can You Pay Your Credit Card Bill With Another Credit ...

United Debt Settlement offers services for many different kinds of debts, including some credit card debt, auto loans, medical bills and business debts. If your debt amount is relatively low ...

It offers free credit card debt relief consultations. According to National Debt Relief, clients who complete its debt settlement plan can reduce their enrolled debt by an average of 20% to 25% ...

Credit card debt can be a tough problem to solve. And when you're researching solutions, you may come across certain ones that sound vaguely similar. Debt settlement and debt consolidation might ...

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

Learn how to get out of debt in 2025 by following these four steps, starting with knowing what you owe and committing to a ...

The FTC is sending more than $5 million in refunds to victims of a “deceptive" credit card debt relief scheme. Here's what to ...

A November 2022 lawsuit filed by the organization alleged ACRO Services stole millions of dollars from customers under the ...

In this challenging environment, credit card debt settlement — also referred to as credit card debt forgiveness — can be a potential lifeline, as it can reduce what you owe in return for a ...

But if you're not keen on lowering your debt through debt settlement, the company can help you consolidate your credit card debt if your total credit card debt exceeds $10,000. Accredited Debt ...