Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.

Zerodha’s Nithin Kamath discusses the surge in personal loans and credit card usage in India, pointing out the associated risks of over-borrowing and rising defaults. He emphasizes the need to manage ...

Americans are deep in credit card debt, with card balances hitting a record $1.17 trillion in the third quarter of 2024.

For some Canadians, tackling credit card debt can feel overwhelming. However, with the right planning, you can take control ...

Travel loans allow you to book a vacation or trip now and repay later. Often, it can take months or years to save up for a big vacation. When you take out a personal loan for travel, you get a lump ...

Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal ...

For some Canadians, tackling credit card debt can feel overwhelming. However, with the proper planning and strategies, you ...

The first step towards getting out of debt trap is to assess your current finances. Start the process by listing usual expenses like daily household expenses, insurance premia, school fee, medical ...

Bankruptcy courts are vigilant about ensuring the process is not abused. As a result, concealing assets, making fraudulent ...

Retail lending, particularly in the unsecured segment such as personal loans and credit cards, has been under scrutiny in recent months. With the Reserve Bank of India flagging concerns and tightening ...

One way is to apply for a personal loan to effectively move your debt from your credit card issuer to a personal loan lender and hopefully snag a smaller interest rate and better repayment options.

A popular way to consolidate credit card debt is to apply for a personal loan through a bank, credit union or online lender. An application can often be completed online or over the phone.