Zerodha’s Nithin Kamath discusses the surge in personal loans and credit card usage in India, pointing out the associated risks of over-borrowing and rising defaults. He emphasizes the need to manage ...

Retail lending, particularly in the unsecured segment such as personal loans and credit cards, has been under scrutiny in recent months. With the Reserve Bank of India flagging concerns and tightening ...

If you have a low risk tolerance, it's important to start investing as soon as possible to take advantage of long-term compound gains. Low-risk investment assets like CDs, bonds and dividend stocks ...

Credit card forbearance can help you manage your credit card payments, balance or potential interest or fee costs if you’re facing financial hardship. You typically have to request credit card ...

The stock market may be hitting record highs, but not all is well for the U.S. consumer. In fact, more Americans are increasingly financially stressed and taking on debt that they cannot pay off, ...

Maxing out your 401 (k) is one of the most challenging steps in the investing order of operations. The contribution limits are high for 401 (k)s — $23,500 in 2025, with an additional $7,500 for those ...

Efforts to conserve capital by suspending share buybacks in the initial stages of the pandemic paid off, and the company was able to navigate the uncertainty of 2020 and 2021 with ease. Discover is in ...

Nearly 60% of Americans don't have enough money put away to handle common financial emergencies, according to Bankrate.

Strategically plan finances in 2025 by assessing your financial health, setting realistic goals, and adopting a fresh-start ...

Experian shares 10 ways to help trim back spending, bring in extra cash and shape up finances for the year ahead.

This quality stock's smart pivot into consumer services is more than offsetting slowing demand for its traditional business line ...

Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets. Learn more here.