Certain moves may help you break free from credit card debt, experts say. Here are five to explore this month.

There are a few routes your credit card company can take when you're late on payments — including selling the debt.

Both options can help you pay off your credit card debt faster, but one may be a better choice than the other now.

A debt consolidation loan may improve your finances in the new year — but it could depend on the circumstances.

Learn how to get out of debt in 2025 by following these four steps, starting with knowing what you owe and committing to a ...

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Debt consolidation can be an excellent way to get multiple debts under control and paid off quicker. It allows you to merge them into one loan with a fixed interest and a single monthly payment.

like a debt settlement company. Debt settlement is much riskier than debt consolidation and can seriously damage your credit. How does credit card consolidation work? Credit card consolidation ...

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USA TODAY reached out to Americans who were struggling with credit card debt. Here's how they're doing at the end of 2024.

Nearly half of Americans are starting off the new year in the red. And of those carrying credit card balances, many say it could take years to pay off.