A low credit score could limit your debt relief options — but will it make you ineligible for debt forgiveness?

Credit card debt has become a significant financial challenge for many Americans — including many of the cardholders who have ...

A debt collector may be open to settling your debt, but that doesn't mean they have to accept what you offer. /iStockphoto .

Americans are deep in credit card debt, with card balances hitting a record $1.17 trillion in the third quarter of 2024.

USA TODAY reached out to Americans who were struggling with credit card debt. Here's how they're doing at the end of 2024.

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

People on an income-driven repayment plan must recertify their plan each year or risk big impacts on forgiveness potential.

President Joe Biden's administration forgave the debt of 8,650 borrowers Thursday. The White House said that will be its last ...

leading to concerning levels of household debt. Credit card balances have climbed to a record-breaking $1.17 trillion nationally, reflecting the widespread financial pressures many citizens are ...

In Biden's last announcement on student-loan forgiveness, he canceled over $600 million in debt for nearly 9,000 borrowers.

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby ...