Commissions do not affect our editors' opinions or evaluations. SoFi Bank N.A.—the online banking subsidiary of online financial services company SoFi—offers one bank account: SoFi Checking ...

But they are now officially a bank with their own FDIC insurance ... an ATM with a Visa®, Plus®, or NYCE® logo. Finally, you get a membership to SoFi, which means you can attend those events ...