Jefferson's upscale home, which she’s lived in since 2002, is more than just a roof over her head — it represents a lifetime ...

An acceleration clause is a provision in a mortgage that allows the lender to require the full repayment of the loan early.

An interest rate lock agreement will include the rate, the type of loan (such as a 30-year fixed-rate mortgage), the date the lock will expire and any points you might be paying toward the loan.

A mortgage note is simply the document that outlines the mortgage loan terms, serving as the legally binding agreement between you (the borrower) and your lender. Mortgage notes are a type of ...

depending on the loan agreement signed with the lender. The loan must be paid off first before the borrower can take on another mortgage against their home equity. Using a mortgage calculator is a ...

A refinance, or refi for short, refers to revising and replacing the terms of an existing credit agreement, usually as it relates to a loan or mortgage. Refinancing a loan or mortgage is typically ...

When you receive a mortgage loan offer, a lender will usually ask ... to make a higher down payment or pay points on your closing agreement in order to lower your interest rate costs.

Taking out a mortgage can be an obstacle for aspiring homeowners. You're committing to a long-term loan while racking up hundreds of thousands of dollars' worth of debt, which is especially ...

Buying a house without a mortgage usually means paying in cash, but there are a few less common alternative home financing options like rent-to-own and seller financing.