Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan rates by mastering your credit history.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve your chances of approval by lenders.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

Student loan borrowers nationwide are waking up to a harsh new reality: Their credit scores are plunging, sometimes by as much as 200 points. As the extended Covid-era protections end, millions of ...