Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

There is no doubt that credit cards, which are known as plastic money, have become very important in this new era. However ...

Building financial confidence can feel overwhelming, especially when you’re starting small. Low-limit credit cards, often ...

If you need more spending power, you may wonder when is the right time to ask for a credit limit increase on your credit card ...

US Banks & Branch Offices used resources from the Consumer Financial Protection Bureau and other groups to learn about credit ...

However, some credit cards allow consumers to make over-the-limit purchases, which may sound great if you’re at your credit ...

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You can earn greater rewards and avoid interest charges with introductory APR offers for your big-ticket purchases.

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or ...

Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit ...

In the last four years both Congress and the Biden Administration tried to limit the interchange fees associated with credit cards in the name of protecting consumers. However, recent research suggest ...

Credit cards are a great tool to finance purchases if you are disciplined in your spending, and they are much safer to use ...