Comparing Citi Simplicity and Wells Fargo Reflect? Both offer 21 months of 0% intro APR on balance transfers and no annual fee. Find out which card fits your needs.

See our methodology below. Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card Best for purchases and balance transfers: Wells Fargo Reflect® Card Best for no ...

This takes some of the strategizing off your plate, which is a big plus for simplicity seekers. Read our Citi Custom Cash Card review. Our comprehensive credit card evaluations use a 5-star rating ...

This takes some of the strategizing off your plate, which is a big plus for simplicity seekers. Read our Citi Custom Cash ...

We decided to apply for the Citi Simplicity credit card and take advantage of its lengthy balance transfer intro offer. Here’s what we learned along the way. Applying for a balance transfer card ...