Millions of retirees face growing financial uncertainty as early projections suggest Social Security's 2026 cost-of-living adjustment (COLA) could drop to 2.1%. This is the lowest increase since

Social Security serves as a crucial income for millions of retired Americans. And in a recent Gallup poll, 23% of retirees called Social Security their only major income source. But many retirees have been struggling to make ends meet in recent years.

Social Security is a program that millions of retired seniors depend on heavily. Because of this, it’s important to stay apprised of changes to it — whether you’re no longer working or have many years ahead of you until your retirement arrives.

According to non-partisan group, The Senior Citizens League, 2026's cost of living adjustment increases will not likely keep up with inflation. Here's what the prediction shows.

Retirees are often thought to be living on fixed incomes, but most of them are collecting Social Security benefits, and those benefits are not exactly fixed -- because they're increased nearly every year via cost of living adjustments (COLAs). It's important to understand what COLAs do -- and how they can affect your retirement.

Many middle-class retirees in the United States are facing unexpected reductions in their Social Security benefits, particularly those who have worked in both public and private sectors. These cuts, driven by specific provisions,

She noted how her years of private sector work are barely reflected in her current Social Security payouts. “It’s almost like a punishment because we chose to be educators, firemen, or policemen,” McLeod said.

Losing your Social Security card won’t affect your benefits, but it poses an identity theft risk. Request a replacement and monitor your credit for fraud.